Terms of Service

Agreement to Terms

These Terms of Service govern your access to and use of the website located at dci-au.org and any related content, features, tools, and services offered by Digital Currency Institute Australia (DCI-AU). By accessing or using the site or services, you agree to be bound by these Terms. If you do not agree, you must not use the site or services.

The site is owned and operated by Michael James, 45 Benjamin Way, Belconnen ACT 2617, Australia (Digital Currency Institute Australia or DCI-AU). For all notices and communications, contact [email protected].

Definitions

In these Terms: “DCI-AU”, “we”, “us”, or “our” means Digital Currency Institute Australia operated by Michael James. “Site” means dci-au.org. “Services” means the informational resources and tools we provide, including coin insights, exchange comparisons, airdrop trackers, research articles, and beginner-to-advanced guides. “Content” means all text, data, graphics, articles, research, software, code, and other materials available on or through the Site. “User”, “you”, or “your” means any person or entity accessing or using the Site or Services. “Australian Consumer Law” or “ACL” refers to Schedule 2 of the Competition and Consumer Act 2010 (Cth).

Eligibility and User Obligations

You must be at least 18 years of age, or the age of majority in your jurisdiction, to use the Services. You must comply with all applicable laws and must not use the Services for any unlawful or prohibited purpose. You are responsible for the security of the devices and connections you use to access the Site and for ensuring your use does not introduce malware or interfere with the Site.

No Financial, Legal, or Tax Advice; No AFSL

The Content is provided for general informational and educational purposes only and is not financial, investment, legal, or tax advice. DCI-AU is not a financial services provider and does not hold an Australian Financial Services Licence (AFSL). Nothing on the Site constitutes an offer, recommendation, or solicitation to buy or sell any digital asset, security, or financial product, nor does it establish any fiduciary relationship. You should obtain independent professional advice before acting on any information.

Informational Content and Accuracy

We strive to provide accurate, current, and research-driven information tailored to the Australian crypto community and broader audience. However, digital assets are volatile and evolve rapidly; information may be incomplete, inaccurate, or become outdated without notice. We do not warrant the accuracy, completeness, timeliness, or reliability of any Content and disclaim liability for errors or omissions, subject to the ACL.

Airdrops, Promotions, and Rewards

Airdrops, promotional distributions, and reward programs are offered by third parties and are subject to their eligibility criteria, terms, KYC/AML requirements, and risks. Participation may have tax implications and reporting obligations; you are solely responsible for determining and meeting your tax obligations. Listing or tracking an airdrop on the Site does not constitute endorsement or verification. Exercise caution to avoid scams and phishing attempts.

Exchanges, Wallets, and Third-Party Services

Comparisons or references to exchanges, wallets, protocols, or other third-party services are provided for informational purposes only and do not indicate sponsorship, affiliation, or endorsement. Third-party sites and services are governed by their own terms and policies, which you should review independently. We are not responsible for any third-party content, performance, outages, fees, losses, security failures, or data handling practices, subject to the ACL.

Accounts, Subscriptions, and Communications

Where accounts or subscriptions are offered, you must provide accurate information and keep your credentials secure. You are responsible for all activity under your account. We may send you service, transactional, or administrative communications. You can manage certain communication preferences through account settings or by contacting us. We may refuse registration, suspend, or terminate accounts for breach of these Terms or to protect users and the integrity of the Services.

Intellectual Property

Unless otherwise stated, the Site and Content are owned by or licensed to DCI-AU and are protected by Australian and international intellectual property laws. You may access and view the Content for personal, non-commercial use. Any reproduction, distribution, public display, or creation of derivative works requires our prior written consent, except as permitted by law. All trademarks, logos, and service marks are the property of their respective owners and may not be used without permission.

User Content and Feedback

If you submit feedback, suggestions, or other materials to DCI-AU (User Content), you grant us a worldwide, perpetual, irrevocable, royalty-free, transferable licence to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content for any lawful purpose, without compensation or attribution. You represent and warrant that you have the necessary rights to grant this licence and that your User Content does not infringe any rights or laws.

Acceptable Use

You must not misuse the Services. Prohibited conduct includes: (i) violating any law or regulation; (ii) infringing intellectual property or privacy rights; (iii) introducing malware, scraping without permission, or interfering with security or integrity; (iv) attempting to gain unauthorised access to accounts, systems, data, or the Site; (v) using automated means to collect, index, or mine Content except as permitted by robots.txt or with our prior written consent; (vi) engaging in harassment, deception, or fraudulent activity; and (vii) reproducing or redistributing Content for commercial purposes without permission.

Automated Access and Data Use

Except as expressly permitted by us in writing, you must not use bots, crawlers, or similar tools to access or extract data from the Site. We may use technical measures to monitor, limit, or block automated access. You must not frame, mirror, or otherwise replicate any part of the Site without consent.

Privacy and Cookies

We collect, use, and disclose personal information in accordance with our privacy practices and applicable Australian privacy laws. By using the Services, you consent to our handling of personal information and use of cookies and similar technologies as reasonably necessary to provide and improve the Services. For privacy-related enquiries, contact [email protected].

Risk Notice on Digital Assets

Digital assets involve significant risks, including market volatility, liquidity constraints, cyber threats, protocol failures, smart contract bugs, regulatory changes, and potential total loss of value. Past performance is not indicative of future results. You are solely responsible for evaluating risks and for your decisions regarding any digital assets or related services.

Consumer Guarantees and Australian Consumer Law

Nothing in these Terms excludes, restricts, or modifies any consumer guarantees, warranties, or other rights or remedies you may have under the Australian Consumer Law or other applicable laws that cannot be excluded, restricted, or modified by agreement.

Disclaimers

To the maximum extent permitted by law and subject to the ACL, the Services and Content are provided on an “as is” and “as available” basis without warranties of any kind, whether express, implied, statutory, or otherwise, including merchantability, fitness for a particular purpose, non-infringement, accuracy, or uninterrupted availability. We do not warrant that the Site will be error-free, secure, or free of harmful components.

Limitation of Liability

To the extent permitted by law and subject to the ACL, DCI-AU and its owner, officers, contractors, and agents are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business interruption, arising out of or in connection with the Site, Services, or these Terms, even if advised of the possibility of such damages. Where liability under the ACL cannot be excluded, our liability is limited, at our option, to the resupply of the relevant services or the payment of the cost of having the services supplied again.

Indemnity

You indemnify and hold harmless DCI-AU and its owner, officers, contractors, and agents from and against all claims, liabilities, damages, losses, and expenses (including legal costs on a solicitor-and-own-client basis) arising from or related to your use of the Site or Services, your breach of these Terms, or your violation of any law or third-party rights.

Changes to Services and Terms

We may modify, suspend, or discontinue any part of the Services at any time without notice. We may update these Terms from time to time. The updated Terms will apply from the time they are posted on the Site. Your continued use after changes take effect constitutes acceptance of the updated Terms.

Suspension and Termination

We may suspend or terminate your access to the Site or Services immediately if we believe you have breached these Terms, engaged in unlawful or harmful conduct, or to protect users, our systems, or third parties. On termination, your rights under these Terms cease immediately, but provisions intended to survive termination (including intellectual property, disclaimers, limitations of liability, indemnities, and governing law) will continue to apply.

Governing Law and Jurisdiction

These Terms are governed by the laws of the Australian Capital Territory and the Commonwealth of Australia. You submit to the exclusive jurisdiction of the courts of the Australian Capital Territory and any courts competent to hear appeals from those courts.

Complaints and Dispute Resolution

If you have a concern or dispute, please contact us first so we can attempt to resolve it informally within a reasonable period. Nothing in this clause limits your rights under the ACL or to seek urgent injunctive or equitable relief.

Electronic Communications and Notices

You consent to receive communications from us electronically. We may provide notices by email to the address you supply, by posting on the Site, or by any other method permitted by law. You are responsible for keeping your contact details current.

Severability, Waiver, Assignment, Entire Agreement

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force. Our failure to enforce any right is not a waiver. You must not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction. These Terms constitute the entire agreement between you and DCI-AU regarding the Services and supersede all prior understandings relating to the subject matter.

Contact Information

Owner and operator: Michael James, Digital Currency Institute Australia (DCI-AU). Postal address: 45 Benjamin Way, Belconnen ACT 2617, Australia. Email: [email protected].

Effective Date

These Terms of Service are effective as of the date they are published on the Site and supersede any prior versions.